{"id":98,"date":"2026-05-01T07:59:05","date_gmt":"2026-05-01T07:59:05","guid":{"rendered":"https:\/\/buyhouseez.com\/?page_id=98"},"modified":"2026-05-02T16:02:06","modified_gmt":"2026-05-02T16:02:06","slug":"how-it-works","status":"publish","type":"page","link":"https:\/\/buyhouseez.com\/es\/como-funciona\/","title":{"rendered":"C\u00d3MO FUNCIONA"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"98\" class=\"elementor elementor-98\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32dfc4b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32dfc4b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-849de1b\" data-id=\"849de1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-66908dd elementor-widget elementor-widget-image\" data-id=\"66908dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/house-isolated-field-1030x687-1-1024x683.jpg\" class=\"attachment-large size-large wp-image-100\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/house-isolated-field-1030x687-1-1024x683.jpg 1024w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/house-isolated-field-1030x687-1-300x200.jpg 300w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/house-isolated-field-1030x687-1-768x512.jpg 768w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/house-isolated-field-1030x687-1.jpg 1030w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9da2466\" data-id=\"9da2466\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5807d30 elementor-widget elementor-widget-heading\" data-id=\"5807d30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Un programa para gente trabajadora <br>gente como tu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6d628a elementor-widget elementor-widget-text-editor\" data-id=\"b6d628a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En BuyHouseEZ, comprendemos que eres una persona con ITIN que trabaja arduamente y aspira a ser propietaria de una casa. Sin embargo, para lograrlo, necesitas un pr\u00e9stamo hipotecario. El dilema surge cuando los bancos exigen un buen historial crediticio, haciendo que sientas que el alquiler es tu \u00fanica opci\u00f3n. Creemos firmemente que todos merecen un lugar al que llamar hogar, y entendemos que construir un historial crediticio no es tarea f\u00e1cil. Por esta raz\u00f3n, en BuyHouseEZ, puede ayudarte si no tienes un historial crediticio tradicional.<\/p><p>As\u00ed es c\u00f3mo funciona: primero, aplicas con nosotros para ser aprobado para un pr\u00e9stamo. Segundo, encuentra la casa que te gusta. Y, finalmente, te establecemos en un pr\u00e9stamo para que puedas dejar de alquilar y comenzar a ser due\u00f1o de tu hogar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9110855 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9110855\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-947d071\" data-id=\"947d071\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75ecc8e elementor-widget elementor-widget-heading\" data-id=\"75ecc8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Documentos imprescindibles para tu aventura de comprar una casa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c8c3c4c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c8c3c4c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-58e6b12\" data-id=\"58e6b12\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef7e1bb elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"ef7e1bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"806\" height=\"802\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/WORK-HISTORY.png\" class=\"attachment-full size-full wp-image-101\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/WORK-HISTORY.png 806w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/WORK-HISTORY-300x300.png 300w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/WORK-HISTORY-150x150.png 150w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/WORK-HISTORY-768x764.png 768w\" sizes=\"(max-width: 806px) 100vw, 806px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Historial laboral<\/h3><p class=\"elementor-image-box-description\">Comprobante de ingresos de los \u00faltimos 2 a\u00f1os, ya sea para trabajadores independientes o W2<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95dcfff elementor-position-right elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"95dcfff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"826\" height=\"885\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/RENT-HISTORY-1.png\" class=\"attachment-full size-full wp-image-102\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/RENT-HISTORY-1.png 826w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/RENT-HISTORY-1-280x300.png 280w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/RENT-HISTORY-1-768x823.png 768w\" sizes=\"(max-width: 826px) 100vw, 826px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Historial de alquiler<\/h3><p class=\"elementor-image-box-description\">Comprobante de alquiler de los \u00faltimos 2 a\u00f1os.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9178d22 elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"9178d22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"896\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ID-ISSUED-BY-THE-GOVERNMENT.png\" class=\"attachment-full size-full wp-image-18\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ID-ISSUED-BY-THE-GOVERNMENT.png 836w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ID-ISSUED-BY-THE-GOVERNMENT-280x300.png 280w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ID-ISSUED-BY-THE-GOVERNMENT-768x823.png 768w\" sizes=\"(max-width: 836px) 100vw, 836px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Documento de identidad emitido por el gobierno<\/h3><p class=\"elementor-image-box-description\">Cualquier identificaci\u00f3n emitida por el gobierno. Las identificaciones internacionales tambi\u00e9n califican.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3d094b elementor-position-right elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"d3d094b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"916\" height=\"846\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/TAX-RETURNS.png\" class=\"attachment-full size-full wp-image-20\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/TAX-RETURNS.png 916w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/TAX-RETURNS-300x277.png 300w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/TAX-RETURNS-768x709.png 768w\" sizes=\"(max-width: 916px) 100vw, 916px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Declaraciones de impuestos.<\/h3><p class=\"elementor-image-box-description\">Haber presentado declaraciones de impuestos federales durante los \u00faltimos 2 a\u00f1os.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1f4d72 elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"f1f4d72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"945\" height=\"864\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ITIN-OR-SSN.png\" class=\"attachment-full size-full wp-image-103\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ITIN-OR-SSN.png 945w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ITIN-OR-SSN-300x274.png 300w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/ITIN-OR-SSN-768x702.png 768w\" sizes=\"(max-width: 945px) 100vw, 945px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">ITIN o n\u00famero de Seguro Social<\/h3><p class=\"elementor-image-box-description\">\u00bfNo tienes un SSN? \u00a1Te tenemos cubierto! Tambi\u00e9n puede obtener la aprobaci\u00f3n con solo un ITIN.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e952fba elementor-position-right elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"e952fba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"867\" height=\"881\" src=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/10-DOWN-PAYMENT.png\" class=\"attachment-full size-full wp-image-104\" alt=\"\" srcset=\"https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/10-DOWN-PAYMENT.png 867w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/10-DOWN-PAYMENT-295x300.png 295w, https:\/\/buyhouseez.com\/wp-content\/uploads\/2026\/05\/10-DOWN-PAYMENT-768x780.png 768w\" sizes=\"(max-width: 867px) 100vw, 867px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">10% Down payment<\/h3><p class=\"elementor-image-box-description\">\u00bfHas ahorrado para tu casa? Con un pago inicial del 10%, Est\u00e1s un paso m\u00e1s cerca de tu nuevo hogar.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5014700 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5014700\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjEwMDM2IiwidG9nZ2xlIjpmYWxzZX0%3D\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00a1Aplicar ahora!<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A Program for hardworking people like you At BuyHouseEZ we know you are a hard worker ITIN person who wants [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-98","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/pages\/98","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/comments?post=98"}],"version-history":[{"count":14,"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/pages\/98\/revisions"}],"predecessor-version":[{"id":12044,"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/pages\/98\/revisions\/12044"}],"wp:attachment":[{"href":"https:\/\/buyhouseez.com\/es\/wp-json\/wp\/v2\/media?parent=98"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}